Axis Bank, one of India’s largest private sector banks has come into partnership with American Express. Axis Bank recently launched the Axis Bank Privilege Credit card on the American Express Network. The new “Axis Bank Privilege AMEX Credit Card” offers a host of benefits such as a welcome benefit worth Rs. 5000, milestone benefits, reward points, and complimentary domestic lounge visits per calendar quarter.
The new Axis Bank privilege credit card comes with the exclusive welcome benefits of multiple vouchers. On achieving milestone criteria you can avail multi-brand vouchers.
This credit card comes with a joining fee of Rs. 1500 and offers instant discounts on online merchants including Swiggy, Blinkit, and Zomato. You will earn 10 points for every Rs. 200 rupees spent with this credit card domestically or internationally. You also get a fuel surcharge waiver, purchase protection, and insurance benefits.
Let’s explore all the benefits and features of this new Axis Bank credit card.
Axis Bank Privilege AMEX Credit Card Highlights
| Joining Fee | Rs. 1500 plus taxes |
| Annual Fee | Rs. 1500 plus taxes |
| Interest Rate | 3.6% per month | 52.86% per annum |
| Welcome Benefits | – 12500 EDGE Reward Points worth Rs. 5000 which are redeemable for Multi Brand Vouchers – Priority Banking customers get (no joining fee) 6250 EDGE REWARD Points worth Rs. 2500 |
| Reward Rate | Get 10 EDGE Reward Points for every Rs. 200 spent domestically/internationally |
- Card Name: Axis Bank Privilege Amex Credit Card
- Issuer: Axis Bank
- Joining Fee: Rs. 1500 plus taxes
- Card Network: American Express
Axis Bank Privilege AMEX Credit Card Benefits & Features
The new Axis Bank Privilege Credit Card offers great welcome benefits with excellent rewards points. You get the benefits of deals and discounts on popular online platforms like Swiggy, Zomato, and Blinkit.
1. Welcome Benefits
2. Reward Points Benefits
You can earn EDGE Reward Points for transactions and 500+ rewards and offers to redeem points. Earn reward points in the following way:
Reward Points Redemption:
- You can redeem the reward points for a variety of products in the Axis Bank EDGE Rewards catalog.
- 1 EDGE Reward Point = Rs. 0.20.
3. Travel Benefits
4. Milestone Benefits
5. Annual Benefits
6. Dining Benefits
7. Fuel Surcharge Waiver
8. Insurance Benefits
| Category | Sum Assured |
|---|---|
| Purchase Protection | Rs. 1 lakh |
| Credit Shield | Rs. 1 lakh |
| Loss of travel documents | 300 USD |
| Delay of Check-in-Baggage | 300 USD |
| Loss of Check-in-Baggage | 500 USD |
Axis Bank Privilege AMEX Credit Card Design, Mobile Application and Customer Care Service
Now, let’s talk about credit card design, mobile applications, and customer care service:
1. Card Design
2. Open App by Axis Bank
The ‘Open” app is a safe and secure app launched by Axis Bank with more than 100+ features and services for banking needs.
- Accounts
- Credit Cards
- Transfer
- UPI
- Recharge
- Pay Bills
- Favourites
- FD/RD
- Loans
- Mutual Funds
- Demat
- Forex Cards
- Axis Active
- Rewards Points
- Apply Now
- Settings
- Services
- Savings / Current Account
- Credit Card
- Debit Card
- My Privileges
- Support
3. Customer Care Service
Axis Privilege AMEX Credit Card Eligibility Criteria & Documents Required
Eligibility Criteria
The candidates must have the following eligibility criteria to apply for the credit card:
Documents Required
| Identity Proof | Address Proof | Income Proof |
|---|---|---|
| – Aadhar Card – PAN Card – Driving License – Passport | – Aadhar Card – Passport – Voter ID Card – Driving License – Electricity Bill | – 3 months salary slip – 6-month bank statement – ITR return copy – Form 16 |
Axis Privilege AMEX Credit Card Charges and Fee
| Joining fee | Rs. 1500 plus taxes (Nil for Priority Customers only) |
| Annual Fee | Rs. 1500 plus taxes |
| Interest Rate | 3.6% per month | 52.86% per annum |
| Add-on Card Fee | Nil |
| Cash Advance Fee | 2.5% of Cash amount (min. 500) |
| Forex Markup Fee | 3.50% of the transaction amount |
| Over Limite Penalty | 2.5% of the over limit amount (Min. Rs. 500) |
How to apply for Axis Bank Privilege AMEX Credit Card Online?
To apply online for this credit card, simply follow the following steps:
- Click on the above “Apply Button.”
- You will be redirected to the official website of the “Axis Bank.”
- Choose the “Axis Privilege AMEX Credit Card.”
- Click on “Apply Now.”
- Fill in all the details in the application form.
- Upload all the necessary documents.
- Submit the application form.
Axis Privilege Credit Card Pros & Cons
Pros
Cons
Conclusion
The new Axis Bank Privilege Amex Credit Card with American Express is truly a great offering from the Axis Bank. Enjoy exciting benefits in various categories like discounts on Zomato, Swiggy, and Blinkit. Experience domestic airport lounge access with this credit card.
The launch of the Privilege Credit Card with American Express Network is worth it. It will provide all the necessary benefits to the cardholder. Do let us know your thoughts about this credit card.
FAQs:
What is the joining fee of the Axis Privilege Amex Credit Card?
The Axis Bank Privilege Amex Credit Card comes with a joining fee of Rs. 500.
What is the limit of the Axis Privilege Amex Credit Card?
There is no fixed limit of this credit card. However, based on your CIBIL score, the Axis Privilege Amex Credit Card can range from Rs. 25,000 to Rs. 5 lakhs.
What is the reward rate of the Axis Privilege Amex Credit Card?
Cardholders will get 10 EDGE Reward Points for every Rs. 200 spent domestically/internationally.
What are the travel benefits of Axis Bank Privilege Amex Credit Card?
The new Axis Bank Privilege Credit Card allows 2 complimentary domestic airport lounge access per calendar quarter (maximum 8 visits in year).