IndusInd Bank eSvarna Corporate Card – No fee Corporate Card, Apply Online

IndusInd bank has launched a variety of credit card for his customers and now the IndusInd Bank came with a new credit card named “IndusInd Bank eSvarna Corporate Card” which is India’s first corporate credit card on RuPay network. Now, IndusInd Bank become the first bank in India to launch a corporate card on UPI Network.

The IndusInd Bank eSvarna RuPay Credit Card can be linked with UPI apps and then UPI payments can be made with this card. The IndusInd Bank eSvarna Card make transactions easy and allow users to make UPI payments by linking it UPI apps.

The IndusInd Bank eSvarna card on RuPay network offers some unique benefits and rewards. Card holders can enjoy benefits like luxurious travel experience including complementary airport Lounge access, fuel surcharge waiver, and insurance coverage. Also, the credit card offers unique benefits to corporate and corporate employees.

Presently, there is no joining or annual fee of this credit card. Read further to know full details.

IndusInd Bank eSvarna Corporate Card Highlights

Joining FeeNil
Annual FeeNil
Interest RateNot applicable
Key Benefits– 8 Domestic & 2 International lounge visit in a year
– Fuel Surcharge Waiver
Best forBusiness travelers
IndusInd Bank eSvarna Card
  • Card Name: IndusInd Bank eSvarna Corporate Card
  • Issuer: IndusInd Bank
  • Joining Fee: Nil
  • Card Network: RuPay

IndusInd Bank eSvarna RuPay Credit Card Benefits & Features

The IndusInd Bank eSvarna card comes with complimentary airport lounge access, UPI payment, fuel surcharge waiver and insurance benefits. The card offer benefits to Corporates and corporates employee which are discussed below:

Benefits of eSvarna Card to Corporates

The IndusInd Bank eSvarna Card is filled with great conveniences benefits to corporates with services designed for simplicity and security features. Here is the details.

1. Designated Relationship Manager

  • The IndusInd Bank Commercial Cards is equipped with Designated Relationship Manager which handles your all day to day business and service related queries or clarification on the product.

2. E-statements Download

  • The card gives Individuals the facility to easily download the Consolidated e-statements to all the cardholders.

3. Consolidated Payments

  • The cardholders get a One Account, One Payment solution that allows card members to make consolidated payment with the responsibility of sharing to all its employees. The total due amount of the company is mentioned on the Corporate consolidated statement. The company will be liable to make one payment to the bank for the same.

4. 4th Line Embossing

  • The name of the company is embossed on the corporate credit card. The IndusInd Bank allows you to emboss company’s name as per your requirement. There are a total of 19 characters (inclusive of spaces and department name as well) are available for the customization. The company name as entered on the application form will be embossed on the IndusInd Bank eSvarna Card.

5. Dedicated Customer Service

  • The credit card offer cardmembers 24*7 Customer Service to help cardholders in case of emergency. You can call on IndusInd Bank Toll Free Number 1860 267 7777 or write email at

IndusInd Bank eSvarna Card Benefits to Corporate Employee

The card offer luxury lifestyle benefits to corporate employee which are discussed below:

1. Travel Benefits

  • The eSvarna card offers complimentary domestic & international airport lounge access along with the gourmet meal, comfortable seating, free Wi-Fi, widescreen TVs and bar services.
  • Enjoy 8 domestic and 2 inernational airport lounge visits in a year.

2. UPI Benefits

  • The credit card comes with RuPay network that give you the facility to link the credit card with all supported UPI apps to make UPI payments.

3. Fuel Surcharge Waiver

  • Get 1% fuel surcharge waiver at all fuel stations across India for the transaction between Rs. 400 to Rs. 4000.

4. Insurance Coverage

The eSvarna Card from IndusInd Bank comes with comprehensive insurance, protecting you from sudden circumstances.

  • Counterfeit Fraud: The IndusInd Bank offer you a Counterfeit Fraud coverage in case if your credit card or card details are stolen or duplicately used by someone.
  • Lost Card Liability: IndusInd Bank ensures covers unauthorized transactions with your credit card if your card is lost or stolen.
  • Travel Insurance: The eSvarn card comes with travel insurance that covers loss of passport, ticket, baggage delay, missing connecting flight & air accident death.

Card Design, Mobile Application and Customer Care Service

Let’s talk about its design, mobile application and IndusInd Bank Customer Care Service:

1. Card Design

  • The eSvarna card from IndusInd Bank is a plastic credit card and looks cool with eSvarna branding and RuPay network.

2. Mobile Application

IndusMobile is the official mobile application of the IndusInd Bank and allows you to perform the following tasks:

  • Account balances
  • Mini statements
  • Transfer funds (NEFT, IMPS, etc.)
  • Mobile/DTH recharges
  • Credit card payments
  • Fixed deposit booking
  • Service requests

3. Customer Care Service

  • Phone Banking: 022 68577777 / 022 44066666 / 022 42207777 / 1860 267 7777
  • Email support:

IndusInd Bank eSvarna Card Eligibility Credit Card Eligibilit Criteria & Documents Required

Eligibility Criteria

  • You should be an Indian Resident.
  • You shoule be a corporate owner or a corporate employee.
  • Your age should be between 21 years and 65 years.
  • You should have a good credit history.

Documents Required

Identity ProofAddress ProofIncome Proof
– Aadhar Card
– PAN Card
– Driving License
– Passport
– Aadhar Card
– Passport
– Voter ID Card
– Driving License
– Electricity Bill
– 3 months salary slip
– 6-month bank statement
– ITR return copy
– Form 16

Note: The document requirement can be changed for the corporated and corporate employees.

IndusInd Bank eSvarna Corporate Card Charges & Fee

Joining FeeWaived
Annual FeeWaived
Interest RateNot applicable
Interest Free PeriodUp to 50 days
Foreign Currency Markup3.5% + GST
Cash Advance Charges3.35% if applicable
Late Payment Charges3% of total amount due

How to link IndusInd Bank eSvarna Credit Card with UPI Apps?

Follow the below steps to link eSvarna Corporate Card with UPI apps:

#Step 1: Open any UPI app like BHIM, PhonePe, Paytm, Google Pay.

#Step 2: Now, select the option in the app “Add Credit Card/Link Credit Card”.

#Step 3: Select the credit card issuer bank (IndusInd Bank).

#Step 4: Now Select IndusInd Bank eSvarna RuPay Credit Card.

#Step 5: Now you can generate UPI PIN to start payment service.

How to apply for the IndusInd Bank eSvarna Corporate Card Online?

At preset, there is no online process to apply for this credit card. If you want to apply for the card, you should reach out the IndusInd Bank via the following options:

  • E-Mail:
  • Phone Banking: 24*7 Customer Service officials on our toll free number 1860 267 7777.

IndusInd Bank eSvarna Corporate Credit Card Pros & Cons


  • You can link this card with UPI apps to make UPI payments.
  • No joining and annual fee (waived).
  • Domestic & International airport lounge visits.
  • Fuel surcharge waiver and insurance coverage.


  • No reward points category.

Conclusion – eSvarna Corporate Card

The IndusInd Bank eSvarna credit card is the first credit card that comes with RuPay network and offers good benefits to corporate and corporate employees. The credit card offers luxurious tarvel benefits with fuel surcharge waiver and and insurance coverage. However, many credit cards were launched on RuPay network, but it is the first corporate credit card launched on UPI network.

The card mainly targets to those business cardholders who tarvel frequently and want airport lounge access. However, this credit card is mainly lauched for business transaction.


What is the joining fee of the IndusInd Bank eSvarna Card?

At present, there is no joining or annua fee of IndusInd Bank eSvarna Corporate Card.

What is the IndusInd Bank Contactless eSvarna Card?

The IndusInd Bank eSvarna Corporate Credit Card allow users to make easy payments at merchant outlest with the ease of contactless payment technology. You can also use it for online transactions.

What are the benefits of IndusInd Bank?

The eSvarna credit card offers some unique benefit to cardholders like domestic and international lounge visits, fuel surcharge waiver, and insurance coverage along with UPI payments.

Where can the IndusInd Bank Contactless eSvarna Card be used?

The IndusInd Bank eSvarna RuPay can be used anywhere that the Contactless payment POS machine is available. You can easilt tap and pay. This is a contactless credit card and can be used still if a POS machine is not available.

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