IndusInd bank has launched a variety of credit card for his customers and now the IndusInd Bank came with a new credit card named “IndusInd Bank eSvarna Corporate Card” which is India’s first corporate credit card on RuPay network. Now, IndusInd Bank become the first bank in India to launch a corporate card on UPI Network.
The IndusInd Bank eSvarna RuPay Credit Card can be linked with UPI apps and then UPI payments can be made with this card. The IndusInd Bank eSvarna Card make transactions easy and allow users to make UPI payments by linking it UPI apps.
The IndusInd Bank eSvarna card on RuPay network offers some unique benefits and rewards. Card holders can enjoy benefits like luxurious travel experience including complementary airport Lounge access, fuel surcharge waiver, and insurance coverage. Also, the credit card offers unique benefits to corporate and corporate employees.
Presently, there is no joining or annual fee of this credit card. Read further to know full details.
IndusInd Bank eSvarna Corporate Card Highlights
| Joining Fee | Nil |
| Annual Fee | Nil |
| Interest Rate | Not applicable |
| Key Benefits | – 8 Domestic & 2 International lounge visit in a year – Fuel Surcharge Waiver |
| Best for | Business travelers |
- Card Name: IndusInd Bank eSvarna Corporate Card
- Issuer: IndusInd Bank
- Joining Fee: Nil
- Card Network: RuPay
IndusInd Bank eSvarna RuPay Credit Card Benefits & Features
The IndusInd Bank eSvarna card comes with complimentary airport lounge access, UPI payment, fuel surcharge waiver and insurance benefits. The card offer benefits to Corporates and corporates employee which are discussed below:
Benefits of eSvarna Card to Corporates
The IndusInd Bank eSvarna Card is filled with great conveniences benefits to corporates with services designed for simplicity and security features. Here is the details.
1. Designated Relationship Manager
2. E-statements Download
3. Consolidated Payments
4. 4th Line Embossing
5. Dedicated Customer Service
IndusInd Bank eSvarna Card Benefits to Corporate Employee
The card offer luxury lifestyle benefits to corporate employee which are discussed below:
1. Travel Benefits
2. UPI Benefits
3. Fuel Surcharge Waiver
4. Insurance Coverage
The eSvarna Card from IndusInd Bank comes with comprehensive insurance, protecting you from sudden circumstances.
Card Design, Mobile Application and Customer Care Service
Let’s talk about its design, mobile application and IndusInd Bank Customer Care Service:
1. Card Design
2. Mobile Application
IndusMobile is the official mobile application of the IndusInd Bank and allows you to perform the following tasks:
- Account balances
- Mini statements
- Transfer funds (NEFT, IMPS, etc.)
- Mobile/DTH recharges
- Credit card payments
- Fixed deposit booking
- Service requests
3. Customer Care Service
IndusInd Bank eSvarna Card Eligibility Credit Card Eligibilit Criteria & Documents Required
Eligibility Criteria
Documents Required
| Identity Proof | Address Proof | Income Proof |
|---|---|---|
| – Aadhar Card – PAN Card – Driving License – Passport | – Aadhar Card – Passport – Voter ID Card – Driving License – Electricity Bill | – 3 months salary slip – 6-month bank statement – ITR return copy – Form 16 |
Note: The document requirement can be changed for the corporated and corporate employees.
IndusInd Bank eSvarna Corporate Card Charges & Fee
| Joining Fee | Waived |
| Annual Fee | Waived |
| Interest Rate | Not applicable |
| Interest Free Period | Up to 50 days |
| Foreign Currency Markup | 3.5% + GST |
| Cash Advance Charges | 3.35% if applicable |
| Late Payment Charges | 3% of total amount due |
How to link IndusInd Bank eSvarna Credit Card with UPI Apps?
Follow the below steps to link eSvarna Corporate Card with UPI apps:
#Step 1: Open any UPI app like BHIM, PhonePe, Paytm, Google Pay.
#Step 2: Now, select the option in the app “Add Credit Card/Link Credit Card”.
#Step 3: Select the credit card issuer bank (IndusInd Bank).
#Step 4: Now Select IndusInd Bank eSvarna RuPay Credit Card.
#Step 5: Now you can generate UPI PIN to start payment service.
How to apply for the IndusInd Bank eSvarna Corporate Card Online?
At preset, there is no online process to apply for this credit card. If you want to apply for the card, you should reach out the IndusInd Bank via the following options:
- E-Mail: corporate.cards@indusind.com
- Phone Banking: 24*7 Customer Service officials on our toll free number 1860 267 7777.
IndusInd Bank eSvarna Corporate Credit Card Pros & Cons
Pros
Cons
Conclusion – eSvarna Corporate Card
The IndusInd Bank eSvarna credit card is the first credit card that comes with RuPay network and offers good benefits to corporate and corporate employees. The credit card offers luxurious tarvel benefits with fuel surcharge waiver and and insurance coverage. However, many credit cards were launched on RuPay network, but it is the first corporate credit card launched on UPI network.
The card mainly targets to those business cardholders who tarvel frequently and want airport lounge access. However, this credit card is mainly lauched for business transaction.
FAQs:
What is the joining fee of the IndusInd Bank eSvarna Card?
At present, there is no joining or annua fee of IndusInd Bank eSvarna Corporate Card.
What is the IndusInd Bank Contactless eSvarna Card?
The IndusInd Bank eSvarna Corporate Credit Card allow users to make easy payments at merchant outlest with the ease of contactless payment technology. You can also use it for online transactions.
What are the benefits of IndusInd Bank?
The eSvarna credit card offers some unique benefit to cardholders like domestic and international lounge visits, fuel surcharge waiver, and insurance coverage along with UPI payments.
Where can the IndusInd Bank Contactless eSvarna Card be used?
The IndusInd Bank eSvarna RuPay can be used anywhere that the Contactless payment POS machine is available. You can easilt tap and pay. This is a contactless credit card and can be used still if a POS machine is not available.